USB - U.S. Bancorp Stock Analysis
U.S. Bancorp (USB) is a publicly traded company listed on the NYSE. It operates in the Banks - Regional industry, part of the broader Financial sector. The company has a market capitalization of 84.56B, generates annual revenue of 42.81B, and reports net income of 6.81B. As of the latest data, the stock is trading at 54.40 USD.
From a valuation and risk perspective, the stock presents the following profile: The stock appears reasonably valued, potentially indicating balanced risk and return. The PEG ratio is below 1, which may indicate the stock is undervalued relative to its growth potential. The company uses a significant amount of debt to finance its operations, which can boost returns but adds financial risk. The stock offers a moderate dividend yield (3.75%), which may appeal to income-focused investors. The stock has average market volatility, aligning with general market movement.
Analyst recommendation stands at Hold (3.83), indicating current market sentiment. Institutional ownership is reported at 80.69%, reflecting confidence from large investors. Over the last 12 months, the stock has shown a performance of 6.88%, trading within a 52-week range of 35.18 - 56.19.
USB - U.S. Bancorp
54.40
Analyst Consensus
Hold 3.83
USB – Analyst Rating Summary
- Strong Buy: 7
- Buy: 11
- Hold: 10
- Sell: 1
- Strong Sell: 0
- Total Analysts: 29
| Index: | S&P 500 | P/E: | 12.45 | EPS (ttm): | 4.37 | Insider Own: | 0.23% | Shs Outstand: | 1.56B | Perf Week: | -1.47% |
| Market Cap: | 84.56B | Forward P/E: | 10.98 | EPS next Y: | 4.95 | Insider Trans: | -5.57% | Shs Float: | 1.55B | Perf Month: | 1.74% |
| Income(ttm): | 6.81B | PEG: | 0.84 | EPS next Q: | 1.19 | Inst Own: | 80.69% | Short Float: | 1.34% | Perf Quarter: | 19.17% |
| Revenue(ttm): | 42.81B | P/S: | 1.98 | EPS this Y: | 20.03% | Inst Trans: | -1.03% | Short Ratio: | 2.27 | Perf Half Y: | 19.06% |
| Book/sh: | 36.32 | P/B: | 1.50 | EPS next Y: | 8.91% | ROA: | 1.03% | Short Interest: | 20.74M | Perf Year: | 6.88% |
| Cash/sh: | - | P/C: | - | EPS next 5Y: | 13.11% | ROE: | 11.69% | 52W Range: | 35.18 - 56.19 | Perf YTD: | 1.95% |
| Dividend Est.: | 2.04 (3.75%) | P/FCF: | 8.54 | EPS past 3/5Y: | -9.48% -1.86% | ROIC: | 5.41% | 52W High: | 56.19 -3.19% | Beta: | 1.08 |
| Dividend TTM: | 2.04 (3.75%) | Quick Ratio: | - | Sales past 3/5Y: | 24.82% 10.12% | Gross Margin: | - | 52W Low: | 35.18 54.63% | Perf 5Y: | 10.26% |
| Dividend Ex-Date: | Dec 31, 2025 | Current Ratio: | 0.65 | EPS Y/Y TTM: | 33.77% | Oper. Margin: | 22.82% | RSI (14): | 55.50 | Volatility: | 1.67% 1.60% |
| Employees: | 70263 | Debt/Eq: | 1.23 | Sales Y/Y TTM: | 2.91% | Profit Margin: | 15.91% | Recom: | 2.12 | Target Price: | 61.20 |
| Option/Short: | Yes / Yes | LT Debt/Eq: | 0.99 | EPS Q/Q: | 18.55% | Payout: | 52.31% | Rel Volume: | 1.50 | Prev Close: | 53.95 |
| Sales Surprise: | 2.36% | EPS Surprise: | 8.43% | Sales Q/Q: | 6.48% | Earnings: | Jan 20 BMO | Avg Volume: | 9.12M | Price: | 54.40 |
| SMA20: | -0.26% | SMA50: | 5.69% | SMA200: | 16.47% | Undervalued: 12.5% | Volume: | 13,728,007 | Change: | 0.83% | |
Graham Classic formula value: 136.24
(P/E=8 * 1g) Min value: 82.84
(current P/E * 2g) Max value: 151.74
Average value: 123.61
About U.S. Bancorp
U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management. The firm also offers mortgage, refinance, auto, boat and RV loans, credit lines, credit card services, merchant, bank, checking and savings accounts, debit cards, online and mobile banking, ATM processing, mortgage banking, insurance, brokerage and leasing services. The company was founded on April 2, 1929, and is headquartered in Minneapolis, MN.
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